Rays go from fish to eye.
n1 = 1.33 (water), n2 = 1.00 (air)
p = (20 - 6) = 14 cm (from surface to fish)
n1/p + n2/q = (n2 -n1)/r
1.33/14 + 1.00/q = (1.00 - 1.33)/-20
q = -12.7 cm
Therefore the image is virtual and 12.7 cm to the left of the surface or 7.3 cm to the right of centre.
m = y'/y = -(n1q)/(n2p) = -1.33(-12.7)/(1.00X14) = +1.21
Image is erect (+) and 21% larger.